Pratyush Saxena

Payments Domain Expert

Over 10 years in issuing, acquiring, POS, ATM, e-commerce, and wallet systems. Specialist in HSM, cryptography, ISO 8583, microservices and cloud architecture.

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HSM and Cryptography

Extensive experience with secure key management and PIN block processing.

ISO 8583

Strong expertise in building and maintaining issuing and acquiring systems.

Cloud Architecture

Microservices, AWS, observability, and scalable system design.

Content Creator

Technical Writing
Industry Insights
Story Writing
Poetry

Custom Tools

Developed a fraud engine and a CVV2 generator for fintech needs.

About Me

I am a Payments Domain Expert with over 10 years of extensive experience in the fintech industry. My expertise spans issuing, acquiring, POS, ATM, e-commerce, and wallet payment systems.

I have deep experience with HSMs, issuing and acquiring platforms, EMV security, and ISO 8583 systems. My technical strengths include microservices architecture, AWS, observability, monitoring, and agile engineering.

I am passionate about writing and sharing knowledge. I publish blogs on payments, along with creative stories and poetry.

I help organizations build secure, scalable, and innovative payment solutions that drive business growth.

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Services

Solutions designed for modern financial systems

Payment Consulting

Guidance on solutions for issuers, acquirers, switching, and settlement flows.

Security Architecture

HSM integration, key management, cryptography, and PCI aligned solutions.

Cloud and Microservices

Design of distributed systems using AWS and observability best practices.

Custom Tools

Fraud engines, CVV2 tools, automation utilities and card life cycle helpers.

Projects

Explore my payment engineering tools, HSM training resources and technical projects.

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ISO 8583 Parser and TLV Tool

ISO 8583 message builder, unpacker, ISO 20022 converter and DE55 EMV TLV parser.

ISO 8583 ISO 20022 EMV TLV
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Luna HSM Training

Structured Thales Luna HSM training covering architecture, administration, partitions, key management, HA, backup, security and troubleshooting.

📚 Training Content
📝 Training MCQ